Explore our India legal terms
Our Legal terms set out how you may access the lobby, how account records are created and how we handle disputes linked to payments, identity checks or account status. For India, access and eligibility depend on local law and are available only where local law permits;
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we do not ask you to rely on a rule that conflicts with your location. UPI, Paytm, PhonePe and Google Pay references may appear in your wallet history as evidence of a transaction path, not as a separate contract. If a law, regulator request or court
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order applies, we may keep or share specific records only to the extent required. When terms change, we publish the new wording here and apply it from the stated date, while completed account actions remain assessed under the record available at the time.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.